Factors Associated with Accessibility to Credit Among Poultry Egg Marketers in Oyo State

This study investigates the determinants of credit accessibility among poultry egg marketers in Ogbomoso, Oyo State. Employing a two-stage sampling technique, 110 respondents were selected for the study. The research collected data on the socio-economic characteristics of the egg marketers and the available credit sources. Analysis was conducted using descriptive and inferential statistical methods. The findings reveal a predominance of female participation in the market (91.8%), with an average respondent age of 40.7 years. A significant majority (88.2%) are married, with an average household size of 4.73. The study finds that 67% of the marketers have no access to external credit, relying heavily on personal savings. Key factors influencing credit access include marketing experience and sales volume, highlighting the need for tailored financial products to support these marketers.